Did you know the state minimum is 25/50? However, you don’t want to be under insured by having too low of coverage. Make sure your auto policy has high enough limit to protect you and your family.

Your auto policy will always follow the vehicle you are driving unless there is a substitute vehicle and then the coverage comes from the other vehicles coverage you are driving. When renting a car use your credit card that will cover you if there is any damages and need to pay for loss of rents, because more and more credit card companies are now paying this if the rental company was paid by them.