Workers Compensation Insurance

Worker’s compensation was set up to provide satisfactory means of handing occupational disabilities.

1. Provide sure, prompt and reasonable income ad medical benefits to work related accidents to employees and their dependents, regardless of fault.

2. Provide a single remedy and reduce court delays,costs and workloads arising out of personal injury litigation.

3. Relieve public and private charities of financially draining incidents associated with uncompensated industrial accidents.

4. Eliminate payment of fees to lawyers and witnesses as well as time-consuming trials and appeals.

5. Encourage maximum employer interest in safety and rehabilitation through appropriate experience-rating mechanism.

6. Promote study of cause of accidents (rather than concealment of fault), thereby reducing the number of preventable accidents and consequent human suffering.
Worker’s compensation has no deductible and will start paying an injured employee a portion of their salary for lost wages and will also pay for any medical care that maybe provided due to the injury.

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